Unlike. Annual fee: $0. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. Best Cash Back Credit Cards of November 2023. With the Double Cash Card, however, you earn 1% when you make the purchase and. However, I don't think you should listen to the bad rumors about Wells Fargo. As I noted above, the only real negative IMO is the 3% foreign transaction fee. Active cash is better due to insurance on the card. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. A balance transfer fee of up to 5% of the each. Citi Double Cash Card. Of all the flat-rate cards, the Wells Fargo Active Cash® Card is often touted as the best. As a Citi customer, as with most other card companies, you can get help with your card or account 24 hours. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Capital One Quicksilver; Chase Freedom Unlimited vs. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. You will earn unlimited 2% cash rewards on all of the purchases that you make. hotels, Airbnb, Uber/Lyft, taxi), and streaming, and Wells Fargo active cash for 2% on everything else, like Costco. The Citi Double Cash card's simple cash back structure and long-lasting balance. Bilt Mastercard vs. Easy-to-earn sign-up bonus. Based on identical spending inputs, you’ll earn $240. Its main quirk is how the card. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. Citi Double Cash vs Wells Fargo Active Cash. Citi Double Cash® Card vs Wells Fargo Active Cash® Card. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. As you get the entire 2% back two days after the statement cycle closes. A light dimmer is a device that controls the brightness of a light fixture. The WF card is a true 2% card with no gimmick of 1% now and 1% later and it is a visa card which is usable in Costco unlike the Mastercard Double Cash. 7 minute read. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Wells Fargo Active Cash vs. The Fidelity Card requires a Fidelity account to deposit the money into. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash® Card: Best overall. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. Bank Visa® Platinum Card *. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Take a look at this table to quickly compare the primary benefits of. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. 24% - 29. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. Then select Request Balance Transfer under Account Management to view available offers. Chase Freedom Unlimited®: Best no-annual-fee card. If you're looking for a major bank that's free of scandals, it doesn't exist. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. This bonus offer will be fulfilled as 20,000. Best Overall Balance Transfer Credit Card: U. Chase Freedom Unlimited spending example. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). 77 in cash back, and the remaining $16,831. In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit Cards. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. If you like the simplicity of Citibank’s Double Cash card, you can opt instead for the Capital One QuickSilver (1. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Whereas with WF Active Cash you can only redeem cashback in increments of $25. See Rates and Fees. offers of $150 for $1500 spend on the Fidelity card. Plus, you can earn 2% cash rewards on all purchases. 00 with Wells Fargo Active Cash Card. Bonus Card Option: Wells Fargo Active Cash Card. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. Chase Sapphire Preferred Wells Fargo Active Cash. Wells Fargo Active Cash Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. Special Offer. Wells Fargo Active Cash vs. DoorDash Rewards Mastercard® vs. The $0-annual-fee card offers the following: Rewards: Unlimited 2% cash back on. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. Citi Double Cash® Card. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. 24%, 25. 7 minute read. Citi Double Cash v. ”. Wells Fargo Active Cash vs. Wells Fargo Active Cash ® Card vs. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. Both cards offer a $200 welcome offer bonus. Use the accumulated cash back for a statement credit, check or direct. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. Intro APR of 0% for 12 months from. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. After that, the standard variable. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. $0. It's also best if you need to pay off a high interest credit card. Citi Double Cash Card vs. Wells Fargo Active Cash® Card. To learn more, please visit Wells Fargo Balance Transfers. A number of other flat-rate cash-back cards earn 1. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Wells Fargo Autograph: 3x restaurants, travel, gas, streaming, phone (plus replacement). But if you spend $10000 with this new card, you’ll get $400. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. Finally, they cash out at a standard . Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. The daily driver, until I hit the $6k limit. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. 2% cash rewards on purchases. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. supermarkets, U. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. The Wells Fargo Active Cash® Card is an exception. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. coopdude • 3 days ago. Chase Freedom Unlimited vs. 6 min read Sep 08. Who the. Base rewards rate: 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. For context, the average annual rewards payout from the cashback credit cards in the investor. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. (on up to $6,000 in each category per year. Save your windfalls. Annual fee: $0. Citi Double Cash vs. But the Citi Custom Cash Card would. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. Based on identical spending inputs, you’ll earn $240. 1. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Capital One Quicksilver Cash Rewards. That’s a total of 2% cash back on everything you. Citi® Double Cash Card vs. S. Wells Fargo Active Cash®. Rewards Rate. 3. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. 99% variable APR. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. One perk of the Wells Fargo Active Cash Card 2% card vs. 1. For a limited time, earn 5% total cash. Its score was 805, just a few points below the national average for credit card issuers. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. An introductory APR of 0% for 15 months from account opening on purchases ( 20. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Based on identical spending inputs, you’ll earn $201. 24% or 29. It provides a simple model—earn 2% cash back on. You’ll earn 5%. Citi Double Cash. A cash-back credit card is a rewards card that offers you cash back on your purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Articles; Reviews; Compare; Surveys;. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 6 min read Sep 08, 2023. If you're looking to make a large purchase. Wait for the cash back rewards to post to your account. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. Never had that problem with any other card. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. This card is. TD Double Up rewards. Pros 2% cash back on. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. Like the Citi Double Cash Back Card, the Wells Fargo Active Cash Card lets you earn a flat 2% cash back rate on all purchases, and it doesn’t have an annual fee. 31 back. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Secured card: Capital One Platinum Secured vs. Just spend $4,500 in the first 90 days of account opening. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Both cards offer 2 percent cash back on all purchases, but offer different benefits. Learn more: Citi® Double Cash Card. I can also say that my experience with Wells Fargo (apps, customer service, etc. Quicksilver offers 1. - No annual fee. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. The card has a $0 annual fee, too. See the pros and cons of each card and how to choose. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Citi Double Cash and SoFi. Main content; Search; AccountWells Fargo Active Cash vs. Alternative Wells Fargo Cash Back Credit Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Best for 2% Cash Back: Wells Fargo Active Cash® Card. Given that several banks offer credit cards earning 2% on all. Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. Annual Fee. Wells Fargo Active Cash and Wells Fargo Autograph. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. Tiered cards provide different cash-back rates for different types of purchases. Overview of the best 2% cash Back credit cards. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1%. Wells Fargo Active Cash ® Card vs. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Wells Fargo Active Cash® Card 3. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. (Though paying statement balances in full. Capital One Spark Cash Plus. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Citi Double Cash has a $25 minimum amount redemption. Wells Fargo Active Cash vs. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. 24% to 29. Double Cash all day, especially if you have "ecosystems" in mind. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash vs. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. That beats the base earning rate of 1. I've got the Amazon card, Amex blue cash. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. Simply pick up the phone to call Visa Signature Concierge. Application Link. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. It's also best if you need to pay off a high interest credit card. Just PC'd the wells fargo 1% cash card (got it in college) to active cash, and now changing double cash to custom cash. Wells Fargo is stingy on credit limits. You must select Apply Now on this page to take advantage of this specific offer. I know people hate Wells Fargo but I like my active cash and autograph card. Wells Fargo Autograph℠ Card. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. The Wells Fargo Active Cash® Card is an exception. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. If you pool the Rewards+ with the other two card(s), then you get a 10% rebate on the Thank You Points you redeem from Double Cash and Custom Cash (up to 100,000 TYP per year). com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. 1 out of 5 rating 133 Reviews 133 Reviews. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Welcome Bonus. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. With the Citi Double Cash® Card you can. I hate that my Active Cash does this. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. Are you OK with category spending or do you want a general spending card? General spending card. Bank of America loyalists. Benefits and Drawbacks. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. You'll find great stories as well as horror. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. CDC which cashback is better2:24 - Annual Fee and Foreig. 3% back on. They usually give me less than half of the limits I get from Citi. (Though paying statement balances in full. Citi Double Cash. Jump to. 24% - 29. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Citi® Double Cash Card : Best 2% cash back card for balance transfers. Bank of America Unlimited Cash Rewards vs. Rewards rate. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. The card gives 2% cash rewards on all purchases, plus $200 cash rewards after spending $500 in the first 3 months. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1 The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. The Wells Fargo Active Cash® Card offers a flat 2% cash rewards on purchases — one of the highest flat rewards rates available. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Citi. Card Name. Citi Double Cash; Chase Freedom Unlimited vs. It also delivers 2% cash rewards on purchases. It's also best if you need to pay off a high interest credit card. The American Express Blue Business Cash™ Card. $0. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. The Double Cash card usually offers a small welcome bonus. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. . The winner: Blue Cash Preferred. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. That being said, I don’t use this setup. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. Points are worth 50% more when redeemed for. American Express Blue Cash Preferred Card basics. $0 annual fee. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. 24% - 29. It also offers a. Best for Automatic 5% Cash Back: Citi Custom Cash® Card. 5 - 5% cash back on purchases. the Wells Fargo Active cash is the introductory APR offers. Finally, they cash out at a standard . Wells Fargo Active Cash vs. Citi Double Cash. That's not exactly what I said. Wells Fargo Reflect® Card. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. Bank Cash+® Visa Signature® Card. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. $0 . The Wells Fargo Active Cash ® Card is a solid $0-annual-fee cashback credit card with potentially even better rewards than the Bank of America Unlimited Cash Card. So that’s 2%. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. The Wells Fargo Active Cash also lets you redeem your rewards for gift cards in increments of $25, from an ATM with a $20 minimum, or into an eligible Wells Fargo checking or savings account. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. Rewards Rate. Wells Fargo Active Cash® Card (rates and fees). When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Take a look at this table to quickly compare the primary benefits of both cards. Citi® Double Cash Card. And Wells Fargo no longer has a minimum rewards redemption requirement. You must select Apply Now on this page to take advantage of this specific offer. Citi Double Cash Card. You simply swipe your card and let the cash back rewards pile up. 1. Earn unlimited 2% cash rewards on purchases. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. After that, the standard variable. I opened the Citi Double Cash a month later, which is my new 2% flat card. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. 84 that could reasonably be charged to a credit card would earn $168. Wells Fargo Active Cash® Card review: This well-rounded credit card earns unlimited 2% cash rewards, charges no annual fee, and offers a $200 welcome bonus and a 15-month 0% introductory APR. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. 1% back on all purchases and 1%. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. 24% or 29. Rewards Rate. After that, an 19. Wells Fargo Reflect® Card. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. It also offers a. It also offers a welcome bonus: a $200 cash. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus.